Safety and Soundness

 

The performance ratios of the banking industry

are at all-time highs and Valley Bank is no exception.

 

 

We are the oldest community bank that

survived the Great Recession

 

 

We have the same battle born management team

that is time tested with proven success

 

 

We have maintained a conservative lending strategy

to local businesses that will endure economic downturns

 

 

We have a historically strong liquidity ratio of 32.79%,

which is well above customary reserve ratios of 10%

 

 

We are rated a 4-star bank through Bankrate

 

 

Your dollars are FDIC insured up to $250,000


per account holder and can be insured for

 

larger dollar amounts with the proper structuring. 

 

Visit https://edie.fdic.gov/ for more information.

 

 

To see the health of the banking

industry from the Federal Reserve,

click here.

 

 

Bottom Line: Your Money is Safe Here