Safety and Soundness


The performance ratios of the banking industry

are at all-time highs and Valley Bank is no exception.



We are the oldest community bank that

survived the Great Recession



We have the same battle born management team

that is time tested with proven success



We have maintained a conservative lending strategy

to local businesses that will endure economic downturns



We have a historically strong liquidity ratio of 32.79%,

which is well above customary reserve ratios of 10%



We are rated a 4-star bank through Bankrate



Your dollars are FDIC insured up to $250,000

per account holder and can be insured for


larger dollar amounts with the proper structuring. 


Visit for more information.



To see the health of the banking

industry from the Federal Reserve,

click here.



Bottom Line: Your Money is Safe Here