PERSONAL ACCOUNTS

We offer an array of personal banking services that rivals any large bank including all of the latest mobile banking technology that allows you to make deposits and transfer funds from your handheld device.  Designed to be simple and easy to understand, our personal accounts can meet your needs no matter how diverse.  You can apply for a new personal account online or by visiting either of our branch locations.

Apply online for a personal account

Personal Checking:

  • $100.00 Minimum to Open
  • Unlimited Check Writing
  • Overdraft Protection Available (upon credit approval)
  • Free On-line Banking with Bill Pay
  • Free Mobile Banking

Personal Interest Checking:

  • $100.00 Minimum to Open
  • Unlimited Check Writing
  • Overdraft Protection Available (upon credit approval)
  • Free On-line Banking with Bill Pay
  • Free Mobile Banking
  • Interest Paid to Account Monthly

Money Market Checking:

  • $1,500.00 Minimum to Open
  • Limited to Six Withdrawals per Statement Cycle with No More than Three by Check
  • Must Have a Personal Account to Qualify
  • Interest Paid to Account Monthly

Valley Bank Personal Savings:

  • $100.00 Minimum to Open
  • Limited to Six Transactions per Statement Cycle
  • Interest Paid to Account Monthly

Valley Bank Certificates of Deposit:

  • Traditional Interest Rates
  • $1,000.00 Minimum to Open
  • Terms from 30 Days to 3 Years
  • Consumer or Business
  • Interest Paid Quarterly and at Maturity
  • No Monthly Maintenance Fee 

REORDER PERSONAL CHECKS

Click here to reorder personal checks.