Consumer Loans

Valley Bank of Nevada offers loans for your business or your personal life.

Consumer Loans include:

  • Auto Loans
  • Personal Loans
  • Motorcycle Loans
  • Overdraft Protection
  • RV Loans
  • Home Equity Loans

To learn more about our consumer loans please call 702-259-2658 ext. 2007 or email us at to have a loan officer contact you.

Frequently Asked Questions (FAQs)

How do I apply for a loan?  Call 702-259-2658 ext 2007 or send an email to  Please let us know your name and what type of loan you're needing and a loan officer will be in contact with you.

Is there an application fee?  No. Valley Bank of Nevada does not charge an application fee. 

What information will I need to provide?  When you apply for a loan, you'll be asked to provide personal information such as your name, address, social security number, employment information, income, U.S. citizenship status, and a valid email address. 

Will I need to provide additional documentation for proof of income?  Yes. Once you have completed your application, a loan officer will contact you to request any documentation necessary to complete the credit review for your specific loan request. Items typically requested include: recent paystubs, benefit letters, a current W2, or a current tax return. These items are reviewed to verify income. 

What other documentation may be needed?  Required documentation will vary based on the type of loan applied for. Proof of current insurance is required for all loans secured by personal property such as a vehicle or a personal residence. Additional items may be requested based on the loan applied for. 

Can I get approved for a loan before choosing a vehicle?  Yes. We can pre-qualify you based on your initial application. The vehicle will need to meet certain criteria in order to proceed with an approval.

  • We do not finance the following types of vehicles: 
    • Vehicle is older than 10 calendar years
    • Vehicle has 125,000 miles or more
    • Salvaged or branded-title vehicles
    • Gray market or lemon law vehicles

Does Valley Bank of Nevada refinance automobiles?  Yes. We can refinance your auto, RV, boat, or motorcycle. We also finance lease buyouts. 


** All loans are subject to credit approval. Not all applicants will be approved. ** 

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Valley Bank will be closed on Monday, May 27 for Memorial Day.  We honor those who have given their lives in defense of our nation.